This summary of cover has been prepared to help you to:
Decide whether this product will meet your needs
Compare this product with other products you may be considering.
It sets out a summary of the policy, including significant features and benefits as well as significant and unusual exclusions or limitations.
TYPE OF INSURANCE AND COVER
This is a PERSONAL ACCIDENT policy providing benefits shown below for injury sustained whilst participating in the nominated sport.
This product is underwritten by Sportscover Europe Ltd under an authority from Syndicate 3334 at Lloyd's who are managed by:
The law applicable to this contract will be the law and jurisdiction of the courts of the United Kingdom
SIGNIFICANT FEATURES AND BENEFITS
Depending on the cover you request the policy provides for
A capital sum for death.
A capital sum for permanent total disablement.
Payment in respect of temporary total disablement.
Certain non-medical expenses incurred in relation to an insured injury.
The actual cover provided is shown in your quotation or certificate.
WHAT IS NOT COVERED
SEE EXCLUSIONS SECTION OF THE POLICY WORDING FOR FURTHER DETAIL.
Participation in sports other than those nominated in the quotation or certificate.
Suicide or any other self injury
War and terrorism.
Any pre-existing defect, infirmity or sickness.
Psychiatric or psychological disorder.
Contamination by radioactivity.
If you have a complaint please contact us. Our contact details are given at the foot of this summary.
We will attempt to resolve your complaint in a timely manner and refer the matter to our internal dispute resolution process and our internal review panel.
If your complaint is not dealt with to your satisfaction, you can contact Lloyd's Complaints Department at:
LLOYD'S COMPLAINTS DEPARTMENT
ONE LIME STREET LONDON EC3M 7HA
TEL: 020 7327 5693
FAX: 020 7327 5225
Complaints that cannot be resolved by the Complaints Department may be referred to the Financial Ombudsman Service. Further details will be provided at the appropriate stage of the complaints process.
PERIOD OF INSURANCE
The period of insurance coverage will be for 12 months unless shown differently on the quotation or certificate attached. You will be given at least 21 days notice of the annual expiration date of the policy of the renewal terms.
FINANCIAL SERVICES COMPENSATIONAL SCHEME
Lloyd's insurers are covered by the Financial Services Compensation Scheme. You may be entitled to compensation from the scheme if we cannot meet our obligations.
HOW TO MAKE A CLAIM
If you wish to make a claim please contact your broker who arranged this insurance.
The information which is required when making a claim is shown in your policy wording.
The total premium payable is as per the quotation or schedule provided. Insurance Premium Tax at the rate of 9.5%, which is imposed by HM Government, is compulsory and payable in addition to the insurance premium shown. Any policy fees are separately shown on the insurance quotation or schedule.
SPORTS ACCIDENT KEY FACTS
Please find our Key Facts pdf for Sports Accident in the below link.
Endsleigh Insurances (Brokers) Ltd is authorised and regulated by the Financial Conduct Authority. This can be checked on the Financial Services Register by visiting its website at www.fca.org.uk/register. Company No: 1379884 registered in England at Shurdington Road, Cheltenham Spa, Gloucestershire, GL51 4UE.
Sportscover Europe Limited is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 03726678. Registered office 75/77 Cornhill, London EC3V 3QQ.